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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,322 | $150,447+20.5% | $136,298+33.0% | $147,586+22.9% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 8.65% | 1049.15%-1040.5pp | 5156.27%-5147.6pp | 578.59%-569.9pp |
| Employer contribution / active EE | $8,333 | $5,256+58.5% | $4,696+77.5% | $4,876+70.9% |
| Participant deferral / active EE | $800 | $6,631-87.9% | $6,247-87.2% | $5,439-85.3% |
| Admin fee / account holder | $1,208 | $10,906-88.9% | $9,244-86.9% | $10,886-88.9% |