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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $204,547 | $166,131+23.1% | $164,975+24.0% | $145,877+40.2% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 10.34% | 100.37%-90.0pp | 70.12%-59.8pp | 551.28%-540.9pp |
| Employer contribution / active EE | $29,098 | $5,276+451.6% | $4,343+570.1% | $4,663+524.0% |
| Participant deferral / active EE | $16,076 | $6,962+130.9% | $6,033+166.4% | $6,691+140.3% |
| Admin fee / account holder | $42,886 | $16,648+157.6% | $12,688+238.0% | $13,402+220.0% |