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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,516 | $95,917-32.7% | $79,583-18.9% | $134,545-52.0% |
| Participation rate | 50.0% | 75.0%-25.0pp | 69.5%-19.5pp | 81.2%-31.2pp |
| Annual return | -17.15% | -2.70%-14.4pp | 0.16%-17.3pp | 418.37%-435.5pp |
| Employer contribution / active EE | $1,047 | $3,129-66.5% | $2,414-56.6% | $4,742-77.9% |
| Participant deferral / active EE | $4,037 | $4,694-14.0% | $3,986+1.3% | $6,401-36.9% |
| Admin fee / account holder | $6,060 | $9,132-33.6% | $6,835-11.3% | $11,431-47.0% |