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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,181 | $78,428-15.6% | $95,960-31.0% | $79,852-17.1% |
| Participation rate | 72.7% | 73.5%-0.8pp | 77.1%-4.4pp | 69.6%+3.1pp |
| Annual return | 61.16% | 19.37%+41.8pp | 91.63%-30.5pp | 31.72%+29.4pp |
| Employer contribution / active EE | $2,268 | $1,945+16.6% | $2,541-10.7% | $2,471-8.2% |
| Participant deferral / active EE | $4,546 | $3,440+32.1% | $4,167+9.1% | $3,740+21.5% |
| Admin fee / account holder | $1,545 | $5,622-72.5% | $6,797-77.3% | $5,306-70.9% |