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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,234 | $63,773-2.4% | $81,286-23.4% | $80,925-23.1% |
| Participation rate | 96.4% | 63.9%+32.5pp | 69.5%+26.9pp | 67.7%+28.8pp |
| Annual return | 8.03% | 16.37%-8.3pp | 24.80%-16.8pp | 35.65%-27.6pp |
| Employer contribution / active EE | $2,646 | $1,979+33.7% | $2,463+7.4% | $2,756-4.0% |
| Participant deferral / active EE | $4,449 | $3,093+43.8% | $3,883+14.6% | $4,299+3.5% |
| Admin fee / account holder | $1,339 | $5,682-76.4% | $5,764-76.8% | $6,940-80.7% |