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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,909 | $90,607-91.3% | $79,467-90.0% | $135,380-94.2% |
| Participation rate | 91.7% | 76.0%+15.6pp | 73.3%+18.3pp | 82.6%+9.0pp |
| Annual return | -13.04% | 977.74%-990.8pp | 718.30%-731.3pp | 519.81%-532.8pp |
| Employer contribution / active EE | $1,993 | $3,068-35.0% | $2,800-28.8% | $4,779-58.3% |
| Participant deferral / active EE | $3,195 | $4,050-21.1% | $3,704-13.7% | $5,609-43.0% |
| Admin fee / account holder | $802 | $5,895-86.4% | $5,104-84.3% | $10,828-92.6% |