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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,642 | $152,619-39.3% | $125,195-26.0% | $152,909-39.4% |
| Participation rate | 100.0% | 83.3%+16.7pp | 79.8%+20.2pp | 82.5%+17.5pp |
| Annual return | 27.83% | 54.85%-27.0pp | 43.79%-16.0pp | 345.46%-317.6pp |
| Employer contribution / active EE | $11,348 | $4,947+129.4% | $3,866+193.5% | $4,764+138.2% |
| Participant deferral / active EE | $9,754 | $5,869+66.2% | $4,937+97.6% | $5,851+66.7% |
| Admin fee / account holder | $841 | $13,437-93.7% | $9,704-91.3% | $11,601-92.7% |