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| Provider | Service type | Compensation |
|---|---|---|
STANCORP FINANCIAL GROUP2+ years Service code 12 · EIN 93-1253576 | Direct payment from the plan; Claims ... | $43,102 |
SALING SIMMS ASSOC INC2+ years Filed as: SALING SIMMS ASSOCIATES, INC. Service code 27 · EIN 59-1234071 | Advisory (Plan) | $21,696 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,642 | $46,732-2.3% | $156,551-70.8% | $55,167-17.3% |
| Participation rate | 90.0% | 65.8%+24.2pp | 84.0%+6.0pp | 69.0%+21.0pp |
| Annual return | 7.89% | 17.72%-9.8pp | 32.23%-24.3pp | 169.23%-161.3pp |
| Employer contribution / active EE | $2,056 | $2,105-2.3% | $5,501-62.6% | $1,963+4.8% |
| Participant deferral / active EE | $4,456 | $2,204+102.2% | $4,871-8.5% | $3,054+45.9% |
| Admin fee / account holder | $300 | $418-28.3% | $13,028-97.7% | $504-40.4% |