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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,406 | $96,508-46.7% | $75,901-32.3% | $152,897-66.4% |
| Participation rate | 100.0% | 76.2%+23.8pp | 69.3%+30.7pp | 82.5%+17.5pp |
| Annual return | 28.25% | 33.99%-5.7pp | 30.76%-2.5pp | 345.43%-317.2pp |
| Employer contribution / active EE | $5,033 | $3,310+52.1% | $2,501+101.3% | $4,764+5.7% |
| Participant deferral / active EE | $5,256 | $4,554+15.4% | $3,603+45.9% | $5,851-10.2% |
| Admin fee / account holder | $827 | $8,081-89.8% | $5,420-84.7% | $11,599-92.9% |