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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $326,712 | $185,905+75.7% | $170,057+92.1% | $139,487+134.2% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 14.32% | 60.56%-46.2pp | 53.42%-39.1pp | 373.84%-359.5pp |
| Employer contribution / active EE | $9,057 | $7,597+19.2% | $6,790+33.4% | $4,755+90.5% |
| Participant deferral / active EE | $24,844 | $11,627+113.7% | $10,411+138.6% | $6,713+270.1% |
| Admin fee / account holder | $930 | $15,397-94.0% | $12,826-92.7% | $11,407-91.8% |