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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,821 | $107,733-69.5% | $92,985-64.7% | $154,746-78.8% |
| Participation rate | 50.0% | 74.6%-24.6pp | 69.5%-19.5pp | 80.7%-30.7pp |
| Annual return | 21.03% | 30.39%-9.4pp | 27.99%-7.0pp | 172.34%-151.3pp |
| Employer contribution / active EE | $1,800 | $3,126-42.4% | $2,662-32.4% | $4,379-58.9% |
| Participant deferral / active EE | $1,800 | $5,053-64.4% | $4,377-58.9% | $6,730-73.3% |
| Admin fee / account holder | $317 | $11,369-97.2% | $9,463-96.7% | $14,365-97.8% |