Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 5-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,994 | $202,345-96.5% | $172,755-96.0% | $152,885-95.4% |
| Participation rate | 55.6% | 87.1%-31.5pp | 82.6%-27.1pp | 82.5%-26.9pp |
| Annual return | -7.00% | 1029.77%-1036.8pp | 802.94%-809.9pp | 345.39%-352.4pp |
| Employer contribution / active EE | $873 | $5,858-85.1% | $5,144-83.0% | $4,763-81.7% |
| Participant deferral / active EE | $2,245 | $5,948-62.3% | $5,198-56.8% | $5,851-61.6% |
| Admin fee / account holder | $1,288 | $17,111-92.5% | $13,955-90.8% | $11,598-88.9% |