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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,905 | $107,363-85.2% | $92,909-82.9% | $152,897-89.6% |
| Participation rate | 38.9% | 79.8%-40.9pp | 76.0%-37.1pp | 82.5%-43.6pp |
| Annual return | 21.46% | 145.63%-124.2pp | 109.44%-88.0pp | 345.43%-324.0pp |
| Employer contribution / active EE | $1,219 | $4,222-71.1% | $3,653-66.6% | $4,764-74.4% |
| Participant deferral / active EE | $0 | $4,848-100.0% | $4,238-100.0% | $5,851-100.0% |
| Admin fee / account holder | $26 | $7,082-99.6% | $5,795-99.6% | $11,599-99.8% |