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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,554 | $176,105-35.5% | $159,474-28.8% | $167,536-32.2% |
| Participation rate | 85.7% | 85.0%+0.8pp | 82.8%+2.9pp | 82.1%+3.6pp |
| Annual return | 9.42% | 331.91%-322.5pp | 263.68%-254.3pp | 478.82%-469.4pp |
| Employer contribution / active EE | $2,289 | $5,299-56.8% | $4,831-52.6% | $4,839-52.7% |
| Participant deferral / active EE | $10,207 | $7,751+31.7% | $7,353+38.8% | $6,342+60.9% |
| Admin fee / account holder | $1,834 | $12,559-85.4% | $10,802-83.0% | $12,315-85.1% |