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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,334 | $108,701-61.1% | $74,723-43.3% | $152,909-72.3% |
| Participation rate | 27.8% | 65.4%-37.6pp | 54.5%-26.7pp | 82.5%-54.7pp |
| Annual return | 15.96% | 114.12%-98.2pp | 753.18%-737.2pp | 345.46%-329.5pp |
| Employer contribution / active EE | $690 | $1,504-54.1% | $1,084-36.4% | $4,764-85.5% |
| Participant deferral / active EE | $3,636 | $2,709+34.2% | $1,962+85.4% | $5,851-37.9% |
| Admin fee / account holder | $0 | $4,906-100.0% | $3,335-100.0% | $11,601-100.0% |