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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,928 | $202,342-83.7% | $172,753-80.9% | $152,909-78.5% |
| Participation rate | 90.9% | 87.1%+3.9pp | 82.6%+8.3pp | 82.5%+8.5pp |
| Annual return | 21.81% | 1029.88%-1008.1pp | 803.00%-781.2pp | 345.46%-323.7pp |
| Employer contribution / active EE | $2,304 | $5,857-60.7% | $5,144-55.2% | $4,764-51.6% |
| Participant deferral / active EE | $3,824 | $5,948-35.7% | $5,198-26.4% | $5,851-34.7% |
| Admin fee / account holder | $480 | $17,112-97.2% | $13,956-96.6% | $11,601-95.9% |