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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,858 | $155,555+15.6% | $146,866+22.5% | $155,188+15.9% |
| Participation rate | 81.8% | 84.0%-2.1pp | 82.5%-0.7pp | 80.8%+1.0pp |
| Annual return | 16.59% | 115.41%-98.8pp | 102.85%-86.3pp | 148.84%-132.2pp |
| Employer contribution / active EE | $4,943 | $4,647+6.4% | $4,425+11.7% | $4,248+16.4% |
| Participant deferral / active EE | $11,636 | $8,044+44.6% | $7,759+50.0% | $6,531+78.2% |
| Admin fee / account holder | $2,141 | $14,755-85.5% | $13,620-84.3% | $14,480-85.2% |