Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,418 | $176,105-74.2% | $159,474-71.5% | $167,536-72.9% |
| Participation rate | 27.3% | 85.0%-57.7pp | 82.8%-55.6pp | 82.1%-54.8pp |
| Annual return | 5.10% | 331.91%-326.8pp | 263.68%-258.6pp | 478.82%-473.7pp |
| Employer contribution / active EE | $0 | $5,299-100.0% | $4,831-100.0% | $4,839-100.0% |
| Participant deferral / active EE | $5,448 | $7,751-29.7% | $7,353-25.9% | $6,342-14.1% |
| Admin fee / account holder | $6,538 | $12,559-47.9% | $10,802-39.5% | $12,315-46.9% |