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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,344 | $37,463-67.1% | $77,100-84.0% | $66,949-81.6% |
| Participation rate | 27.6% | 52.9%-25.3pp | 67.9%-40.3pp | 69.8%-42.2pp |
| Annual return | -14.52% | -3.25%-11.3pp | 42.35%-56.9pp | 1.57%-16.1pp |
| Employer contribution / active EE | $371 | $1,535-75.8% | $2,815-86.8% | $2,545-85.4% |
| Participant deferral / active EE | $812 | $2,621-69.0% | $4,430-81.7% | $4,239-80.8% |
| Admin fee / account holder | $102 | $568-82.0% | $5,443-98.1% | $594-82.8% |