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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,732 | $103,008-65.3% | $90,304-60.4% | $152,897-76.6% |
| Participation rate | 77.8% | 75.9%+1.9pp | 73.3%+4.5pp | 82.5%-4.7pp |
| Annual return | 23.75% | 95.22%-71.5pp | 78.13%-54.4pp | 345.43%-321.7pp |
| Employer contribution / active EE | $2,360 | $3,139-24.8% | $2,855-17.3% | $4,764-50.5% |
| Participant deferral / active EE | $4,488 | $4,281+4.8% | $3,885+15.5% | $5,851-23.3% |
| Admin fee / account holder | $619 | $6,175-90.0% | $5,354-88.4% | $11,599-94.7% |