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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,847 | $103,008-61.3% | $90,304-55.9% | $152,897-73.9% |
| Participation rate | 100.0% | 75.9%+24.1pp | 73.3%+26.7pp | 82.5%+17.5pp |
| Annual return | 28.23% | 95.22%-67.0pp | 78.13%-49.9pp | 345.43%-317.2pp |
| Employer contribution / active EE | $1,749 | $3,139-44.3% | $2,855-38.7% | $4,764-63.3% |
| Participant deferral / active EE | $9,103 | $4,281+112.6% | $3,885+134.3% | $5,851+55.6% |
| Admin fee / account holder | $5,087 | $6,175-17.6% | $5,354-5.0% | $11,599-56.1% |