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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,784 | $175,257-66.5% | $149,717-60.7% | $139,456-57.8% |
| Participation rate | 66.7% | 83.4%-16.7pp | 78.8%-12.1pp | 80.3%-13.7pp |
| Annual return | 21.81% | 166.70%-144.9pp | 134.41%-112.6pp | 373.45%-351.6pp |
| Employer contribution / active EE | $2,423 | $5,477-55.8% | $4,820-49.7% | $4,753-49.0% |
| Participant deferral / active EE | $8,491 | $6,521+30.2% | $5,682+49.4% | $6,711+26.5% |
| Admin fee / account holder | $2,982 | $16,156-81.5% | $13,213-77.4% | $11,407-73.9% |