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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,784 | $175,231-66.5% | $149,696-60.7% | $139,466-57.9% |
| Participation rate | 66.7% | 83.4%-16.7pp | 78.8%-12.1pp | 80.3%-13.7pp |
| Annual return | 21.81% | 166.77%-145.0pp | 134.46%-112.6pp | 373.66%-351.8pp |
| Employer contribution / active EE | $2,423 | $5,478-55.8% | $4,821-49.7% | $4,754-49.0% |
| Participant deferral / active EE | $8,491 | $6,521+30.2% | $5,682+49.4% | $6,712+26.5% |
| Admin fee / account holder | $2,982 | $16,155-81.5% | $13,212-77.4% | $11,409-73.9% |