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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,826 | $124,330-87.3% | $109,173-85.5% | $167,536-90.6% |
| Participation rate | 87.5% | 79.5%+8.0pp | 75.9%+11.6pp | 82.1%+5.4pp |
| Annual return | 21.70% | 26.04%-4.3pp | 25.75%-4.1pp | 478.82%-457.1pp |
| Employer contribution / active EE | $2,047 | $4,209-51.4% | $3,723-45.0% | $4,839-57.7% |
| Participant deferral / active EE | $5,388 | $5,256+2.5% | $4,654+15.8% | $6,342-15.0% |
| Admin fee / account holder | $1,802 | $7,974-77.4% | $6,755-73.3% | $12,315-85.4% |