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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,123 | $185,199-73.5% | $142,874-65.6% | $167,518-70.7% |
| Participation rate | 100.0% | 78.5%+21.5pp | 72.0%+28.0pp | 82.1%+17.9pp |
| Annual return | 12.95% | 8556.90%-8544.0pp | 5638.58%-5625.6pp | 478.71%-465.8pp |
| Employer contribution / active EE | $2,077 | $5,606-63.0% | $4,145-49.9% | $4,838-57.1% |
| Participant deferral / active EE | $1,950 | $4,495-56.6% | $3,838-49.2% | $6,342-69.2% |
| Admin fee / account holder | $954 | $8,031-88.1% | $6,561-85.5% | $12,312-92.3% |