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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,008 | $209,425-74.7% | $178,499-70.3% | $158,966-66.7% |
| Participation rate | 60.0% | 86.4%-26.4pp | 81.9%-21.9pp | 82.0%-22.0pp |
| Annual return | 13.82% | 188.80%-175.0pp | 151.10%-137.3pp | 302.95%-289.1pp |
| Employer contribution / active EE | $6,128 | $5,707+7.4% | $5,011+22.3% | $4,762+28.7% |
| Participant deferral / active EE | $6,485 | $5,955+8.9% | $5,202+24.7% | $5,983+8.4% |
| Admin fee / account holder | $4,295 | $17,078-74.9% | $13,986-69.3% | $11,250-61.8% |