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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,971 | $148,629-85.9% | $135,982-84.6% | $139,487-85.0% |
| Participation rate | 81.8% | 83.9%-2.0pp | 81.9%-0.1pp | 80.3%+1.5pp |
| Annual return | 139.24% | 79.33%+59.9pp | 68.32%+70.9pp | 373.84%-234.6pp |
| Employer contribution / active EE | $1,668 | $5,247-68.2% | $4,859-65.7% | $4,755-64.9% |
| Participant deferral / active EE | $4,775 | $8,102-41.1% | $7,760-38.5% | $6,713-28.9% |
| Admin fee / account holder | $458 | $12,406-96.3% | $10,767-95.8% | $11,407-96.0% |