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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,244 | $63,346-63.3% | $92,239-74.8% | $70,124-66.9% |
| Participation rate | 100.0% | 68.7%+31.3pp | 76.5%+23.5pp | 69.5%+30.5pp |
| Annual return | 14.67% | 530.19%-515.5pp | 176.29%-161.6pp | 73.14%-58.5pp |
| Employer contribution / active EE | $6,305 | $2,471+155.1% | $3,680+71.3% | $2,342+169.1% |
| Participant deferral / active EE | $3,045 | $2,854+6.7% | $3,897-21.9% | $3,332-8.6% |
| Admin fee / account holder | $5,996 | $3,841+56.1% | $5,194+15.4% | $4,645+29.1% |