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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,368 | $110,379-57.1% | $102,412-53.7% | $145,884-67.5% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 10.19% | 24.84%-14.7pp | 24.94%-14.8pp | 551.85%-541.7pp |
| Employer contribution / active EE | $5,280 | $4,216+25.2% | $3,870+36.4% | $4,662+13.3% |
| Participant deferral / active EE | $2,815 | $5,622-49.9% | $5,060-44.4% | $6,690-57.9% |
| Admin fee / account holder | $7,071 | $9,745-27.4% | $8,388-15.7% | $13,392-47.2% |