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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,510 | $136,307-88.6% | $106,619-85.5% | $273,972-94.3% |
| Participation rate | 85.7% | 84.8%+0.9pp | 78.0%+7.7pp | 83.0%+2.7pp |
| Annual return | 19.13% | 11.05%+8.1pp | 9.42%+9.7pp | 41.46%-22.3pp |
| Employer contribution / active EE | $3,844 | $5,190-25.9% | $3,947-2.6% | $4,869-21.1% |
| Participant deferral / active EE | $6,436 | $4,969+29.5% | $3,930+63.8% | $5,287+21.7% |
| Admin fee / account holder | $512 | $8,625-94.1% | $6,418-92.0% | $10,133-94.9% |