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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,777 | $59,819-65.3% | $79,583-73.9% | $68,490-69.7% |
| Participation rate | 71.4% | 61.1%+10.4pp | 69.5%+1.9pp | 67.9%+3.5pp |
| Annual return | -21.03% | -12.30%-8.7pp | 0.16%-21.2pp | -7.85%-13.2pp |
| Employer contribution / active EE | $3,222 | $1,505+114.1% | $2,414+33.5% | $2,597+24.1% |
| Participant deferral / active EE | $3,900 | $3,025+28.9% | $3,986-2.1% | $4,028-3.2% |
| Admin fee / account holder | $1,719 | $4,835-64.5% | $6,835-74.9% | $5,403-68.2% |