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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,960 | $106,247-74.6% | $96,515-72.1% | $139,466-80.7% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 9.89% | 38.47%-28.6pp | 35.73%-25.8pp | 373.66%-363.8pp |
| Employer contribution / active EE | $10,375 | $4,106+152.7% | $3,740+177.4% | $4,754+118.2% |
| Participant deferral / active EE | $536 | $5,456-90.2% | $4,880-89.0% | $6,712-92.0% |
| Admin fee / account holder | $4,364 | $7,885-44.6% | $6,735-35.2% | $11,409-61.7% |