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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,644 | $198,457-93.6% | $170,435-92.6% | $147,586-91.4% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 398.40% | 257.30%+141.1pp | 205.94%+192.5pp | 578.59%-180.2pp |
| Employer contribution / active EE | $1,818 | $6,183-70.6% | $5,432-66.5% | $4,876-62.7% |
| Participant deferral / active EE | $2,748 | $5,629-51.2% | $4,939-44.4% | $5,439-49.5% |
| Admin fee / account holder | $484 | $16,852-97.1% | $13,881-96.5% | $10,886-95.6% |