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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,519 | $232,540-93.8% | $185,117-92.2% | $147,586-90.2% |
| Participation rate | 85.7% | 82.4%+3.4pp | 77.3%+8.4pp | 82.8%+2.9pp |
| Annual return | 12.83% | 43.03%-30.2pp | 40.50%-27.7pp | 578.59%-565.8pp |
| Employer contribution / active EE | $1,039 | $5,195-80.0% | $4,182-75.2% | $4,876-78.7% |
| Participant deferral / active EE | $2,034 | $5,834-65.1% | $5,045-59.7% | $5,439-62.6% |
| Admin fee / account holder | $308 | $10,275-97.0% | $8,159-96.2% | $10,886-97.2% |