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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,476 | $129,737-95.8% | $119,126-95.4% | $154,746-96.5% |
| Participation rate | 73.7% | 78.9%-5.2pp | 75.8%-2.1pp | 80.7%-7.0pp |
| Annual return | 15.67% | 379.08%-363.4pp | 282.11%-266.4pp | 172.34%-156.7pp |
| Employer contribution / active EE | $1,520 | $4,375-65.3% | $4,034-62.3% | $4,379-65.3% |
| Participant deferral / active EE | $2,916 | $5,842-50.1% | $5,318-45.2% | $6,730-56.7% |
| Admin fee / account holder | $1,593 | $11,961-86.7% | $10,693-85.1% | $14,365-88.9% |