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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,476 | $111,535-95.1% | $105,223-94.8% | $137,256-96.0% |
| Participation rate | 73.7% | 78.1%-4.4pp | 75.0%-1.4pp | 80.0%-6.3pp |
| Annual return | 15.67% | 237.85%-222.2pp | 180.65%-165.0pp | 220.34%-204.7pp |
| Employer contribution / active EE | $1,520 | $3,939-61.4% | $3,689-58.8% | $4,156-63.4% |
| Participant deferral / active EE | $2,916 | $5,500-47.0% | $5,072-42.5% | $6,407-54.5% |
| Admin fee / account holder | $1,593 | $9,721-83.6% | $8,859-82.0% | $12,270-87.0% |