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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,693 | $105,867-85.2% | $90,760-82.7% | $134,532-88.3% |
| Participation rate | 85.7% | 78.3%+7.5pp | 75.7%+10.0pp | 81.2%+4.5pp |
| Annual return | -17.63% | -10.99%-6.6pp | -12.16%-5.5pp | 418.27%-435.9pp |
| Employer contribution / active EE | $1,431 | $3,464-58.7% | $2,922-51.0% | $4,741-69.8% |
| Participant deferral / active EE | $5,307 | $5,217+1.7% | $4,565+16.2% | $6,401-17.1% |
| Admin fee / account holder | $2,524 | $13,936-81.9% | $8,444-70.1% | $11,429-77.9% |