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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,370 | $160,040-31.7% | $147,096-25.6% | $145,877-25.0% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 10.52% | 98.49%-88.0pp | 419.75%-409.2pp | 551.28%-540.8pp |
| Employer contribution / active EE | $4,084 | $5,289-22.8% | $4,936-17.3% | $4,663-12.4% |
| Participant deferral / active EE | $6,852 | $8,429-18.7% | $8,071-15.1% | $6,691+2.4% |
| Admin fee / account holder | $1,265 | $15,050-91.6% | $13,005-90.3% | $13,402-90.6% |