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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,206 | $69,977-82.6% | $108,582-88.8% | $62,881-80.6% |
| Participation rate | 91.6% | 72.9%+18.7pp | 79.6%+12.0pp | 69.3%+22.3pp |
| Annual return | 9.17% | 10.73%-1.6pp | -51.70%+60.9pp | 20.14%-11.0pp |
| Employer contribution / active EE | $1,891 | $2,135-11.4% | $3,758-49.7% | $2,281-17.1% |
| Participant deferral / active EE | $4,513 | $3,165+42.6% | $4,311+4.7% | $3,203+40.9% |
| Admin fee / account holder | $3,442 | $5,076-32.2% | $7,645-55.0% | $4,296-19.9% |