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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,129 | $106,247-52.8% | $96,515-48.1% | $139,466-64.1% |
| Participation rate | 29.4% | 77.8%-48.4pp | 74.3%-44.9pp | 80.3%-50.9pp |
| Annual return | 18.71% | 38.47%-19.8pp | 35.73%-17.0pp | 373.66%-355.0pp |
| Employer contribution / active EE | $1,515 | $4,106-63.1% | $3,740-59.5% | $4,754-68.1% |
| Participant deferral / active EE | $3,005 | $5,456-44.9% | $4,880-38.4% | $6,712-55.2% |
| Admin fee / account holder | $1,484 | $7,885-81.2% | $6,735-78.0% | $11,409-87.0% |