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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,436 | $149,778-27.6% | $118,946-8.8% | $158,966-31.8% |
| Participation rate | 50.0% | 82.1%-32.1pp | 75.4%-25.4pp | 82.0%-32.0pp |
| Annual return | 0.00% | 19.95%-19.9pp | 35.89%-35.9pp | 302.95%-302.9pp |
| Employer contribution / active EE | $1,183 | $4,117-71.3% | $3,263-63.7% | $4,762-75.2% |
| Participant deferral / active EE | $2,738 | $5,225-47.6% | $4,266-35.8% | $5,983-54.2% |
| Admin fee / account holder | $24,606 | $8,604+186.0% | $6,581+273.9% | $11,250+118.7% |