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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,205 | $178,174-66.2% | $156,181-61.5% | $137,256-56.1% |
| Participation rate | 81.3% | 82.0%-0.8pp | 78.8%+2.4pp | 80.0%+1.3pp |
| Annual return | 13.05% | 84.19%-71.1pp | 64.87%-51.8pp | 220.34%-207.3pp |
| Employer contribution / active EE | $8,805 | $4,972+77.1% | $4,294+105.0% | $4,156+111.8% |
| Participant deferral / active EE | $5,188 | $6,888-24.7% | $6,132-15.4% | $6,407-19.0% |
| Admin fee / account holder | $5,131 | $17,404-70.5% | $14,586-64.8% | $12,270-58.2% |