Retirement plan

STEBNER & ASSOCIATES PROFIT SHARING/401(K) PLAN

Name: STEBNER & ASSOCIATES - STEBNER & ASSOCIATES PROFIT SHARING/401(K) PLAN (2020) Form 5500
Creator: STEBNER & ASSOCIATES
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, STEBNER & ASSOCIATES PROFIT SHARING/401(K) PLAN, STEBNER & ASSOCIATES

STEBNER & ASSOCIATESEIN 45-4226898Plan #001PY 2020

870 MARKET STREET, SUITE 1212 - SAN FRANCISCO, CA 94102415-362-9800

Other plans on this EIN

1 filing

#002Retirement-$3.5M assets

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$1.4M

+27.3% from 2019

Total participants

+41.7% from 2019

Average account balance

$86,856

-28.4% from 2019

Annual return

16.30%

+5.95 pp from 2019

Benchmarks

See 120,756 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants<25

Cohort120,756 peers

Snapshot2020

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$2.09M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$123K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

154.5%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$198K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$18K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+8.08%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$7827

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2J2R3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2R
Participant-directed brokerage accounts
Participant-directed brokerage accounts provided as an investment option under the plan.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$5K

$484 / participant

Other / not subdivided$5K100.0%

% of EOY assets

0.383%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$86,856

$165,381-47.5%

$149,730-42.0%

$158,966-45.4%

Participation rate

90.9%

84.6%+6.3pp

82.5%+8.4pp

82.0%+8.9pp

Annual return

16.30%

348.29%-332.0pp

276.70%-260.4pp

302.95%-286.7pp

Employer contribution / active EE

$2,240

$5,104-56.1%

$4,645-51.8%

$4,762-53.0%

Participant deferral / active EE

$9,108

$7,182+26.8%

$6,843+33.1%

$5,983+52.2%

Admin fee / account holder

$333

$10,809-96.9%

$9,310-96.4%

$11,250-97.0%

STEBNER & ASSOCIATES PROFIT SHARING/401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

STEBNER & ASSOCIATES PROFIT SHARING/401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion