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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $364,882 | $174,379+109.2% | $152,093+139.9% | $138,895+162.7% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 10.14% | 74.86%-64.7pp | 66.36%-56.2pp | 145.39%-135.3pp |
| Employer contribution / active EE | $5,550 | $4,652+19.3% | $4,175+32.9% | $4,194+32.3% |
| Participant deferral / active EE | $20,915 | $6,159+239.6% | $5,451+283.7% | $6,396+227.0% |
| Admin fee / account holder | $79,794 | $16,880+372.7% | $14,497+450.4% | $12,562+535.2% |