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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $364,882 | $172,111+112.0% | $150,298+142.8% | $137,256+165.8% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 10.14% | 69.37%-59.2pp | 62.79%-52.6pp | 220.34%-210.2pp |
| Employer contribution / active EE | $5,550 | $4,636+19.7% | $4,154+33.6% | $4,156+33.5% |
| Participant deferral / active EE | $20,915 | $6,166+239.2% | $5,453+283.6% | $6,407+226.5% |
| Admin fee / account holder | $79,794 | $16,471+384.5% | $14,116+465.3% | $12,270+550.3% |