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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,292 | $71,057-8.1% | $93,654-30.3% | $80,874-19.3% |
| Participation rate | 54.8% | 60.4%-5.6pp | 68.7%-13.9pp | 67.6%-12.8pp |
| Annual return | 9.98% | 11.26%-1.3pp | 133.34%-123.4pp | 35.62%-25.6pp |
| Employer contribution / active EE | $1,895 | $1,564+21.2% | $2,421-21.7% | $2,756-31.2% |
| Participant deferral / active EE | $3,457 | $4,034-14.3% | $4,413-21.6% | $4,297-19.5% |
| Admin fee / account holder | $9,354 | $6,944+34.7% | $8,282+12.9% | $6,935+34.9% |