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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,096 | $103,949-68.2% | $69,182-52.2% | $273,972-87.9% |
| Participation rate | 100.0% | 67.4%+32.6pp | 55.1%+44.9pp | 83.0%+17.0pp |
| Annual return | 13.89% | 35.28%-21.4pp | -21.93%+35.8pp | 41.46%-27.6pp |
| Employer contribution / active EE | $10,699 | $1,783+500.0% | $1,206+786.9% | $4,869+119.7% |
| Participant deferral / active EE | $6,278 | $2,716+131.1% | $1,897+231.0% | $5,287+18.7% |
| Admin fee / account holder | $498 | $3,671-86.4% | $2,697-81.5% | $10,133-95.1% |