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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,333 | $160,040-32.3% | $147,096-26.4% | $145,877-25.7% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 11.77% | 98.49%-86.7pp | 419.75%-408.0pp | 551.28%-539.5pp |
| Employer contribution / active EE | $5,263 | $5,289-0.5% | $4,936+6.6% | $4,663+12.9% |
| Participant deferral / active EE | $12,718 | $8,429+50.9% | $8,071+57.6% | $6,691+90.1% |
| Admin fee / account holder | $631 | $15,050-95.8% | $13,005-95.1% | $13,402-95.3% |