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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,390 | $81,870-71.4% | $119,634-80.4% | $68,490-65.8% |
| Participation rate | 100.0% | 71.9%+28.1pp | 79.3%+20.7pp | 67.9%+32.1pp |
| Annual return | -20.85% | -23.82%+3.0pp | -14.98%-5.9pp | -7.85%-13.0pp |
| Employer contribution / active EE | $3,168 | $2,692+17.7% | $4,232-25.1% | $2,597+22.0% |
| Participant deferral / active EE | $4,923 | $4,148+18.7% | $5,601-12.1% | $4,028+22.2% |
| Admin fee / account holder | $1,559 | $6,583-76.3% | $10,329-84.9% | $5,403-71.1% |