Retirement plan

ROCKLIN KIDS DENTIST PROFIT SHARING 401(K)PLAN

Name: CRUTCHFIELD AND CRUTCHFIELD INC., ROCKLIN GENERAL PARTNERSHIP - ROCKLIN KIDS DENTIST PROFIT SHARING 401(K)PLAN (2023) Form 5500
Creator: CRUTCHFIELD AND CRUTCHFIELD INC., ROCKLIN GENERAL PARTNERSHIP
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, ROCKLIN KIDS DENTIST PROFIT SHARING 401(K)PLAN, CRUTCHFIELD AND CRUTCHFIELD INC., ROCKLIN GENERAL PARTNERSHIP

CRUTCHFIELD AND CRUTCHFIELD INC., ROCKLIN GENERAL PARTNERSHIPEIN 45-4112085Plan #001PY 2023

5420 PARK DRIVE - ROCKLIN, CA 95765916-435-5230

Prospect flagsHigh feesLow fidelity bond

How to read this page

Total assets (EOY)

$556K

+27.1% from 2022

Total participants

+33.3% from 2022

Average account balance

$69,547

-4.7% from 2022

Annual return

13.95%

+24.76 pp from 2022

Benchmarks

See 107,994 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants<25

Cohort107,994 peers

Snapshot2023

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$663K

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$66K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

200.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$50K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$10K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+10.50%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$781

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2J3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
ComplianceLow fidelity bond
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).

Expense breakdown

Schedule H Part II

Admin total

$7K

$1228 / participant

Other / not subdivided$7K100.0%

% of EOY assets

1.324%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$69,547

$175,231-60.3%

$149,696-53.5%

$139,466-50.1%

Participation rate

100.0%

83.4%+16.6pp

78.8%+21.2pp

80.3%+19.7pp

Annual return

13.95%

166.77%-152.8pp

134.46%-120.5pp

373.66%-359.7pp

Employer contribution / active EE

$1,835

$5,478-66.5%

$4,821-61.9%

$4,754-61.4%

Participant deferral / active EE

$8,122

$6,521+24.5%

$5,682+42.9%

$6,712+21.0%

Admin fee / account holder

$921

$16,155-94.3%

$13,212-93.0%

$11,409-91.9%

ROCKLIN KIDS DENTIST PROFIT SHARING 401(K)PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

ROCKLIN KIDS DENTIST PROFIT SHARING 401(K)PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion