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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,958 | $157,304-36.5% | $141,197-29.2% | $152,909-34.6% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 259.58% | 64.34%+195.2pp | 71.41%+188.2pp | 345.46%-85.9pp |
| Employer contribution / active EE | $2,425 | $5,263-53.9% | $4,736-48.8% | $4,764-49.1% |
| Participant deferral / active EE | $8,170 | $7,111+14.9% | $6,710+21.8% | $5,851+39.6% |
| Admin fee / account holder | $677 | $12,126-94.4% | $10,265-93.4% | $11,601-94.2% |